Ayushman Card Benefits, Hospital List & How to Apply Online in 2025
The Ayushman Card Benefits under the Ayushman Bharat – PMJAY Scheme offer India’s largest government health insurance coverage. This card provides up to ₹5 lakh cashless treatment per family per year in thousands of empanelled hospitals across the country. In this guide, you will learn complete Ayushman card benefits, eligibility rules, hospital list access, and how to apply online step-by-step.
Table of Contents
- What is Ayushman Card?
- Ayushman Card Benefits
- Eligibility Criteria
- Documents Required
- Ayushman Card Hospital List 2025
- How to Apply for Ayushman Card Online
- Ayushman Card vs Other Health Schemes
- FAQs
- Conclusion
What is Ayushman Card?
The Ayushman Bharat Health Card, also called the PMJAY Card, is a digital government health insurance card that allows eligible families to receive cashless medical treatment in empanelled hospitals. It is part of the Pradhan Mantri Jan Arogya Yojana, launched to support poor and vulnerable households.
Major Ayushman Card Benefits
The Ayushman Card Benefits are designed to ensure affordable and quality healthcare for all eligible families. Below are the key advantages:
✔ Key Benefits of Ayushman Bharat Card
- Free treatment up to ₹5 lakh per family per year
- Coverage available for over 1,500+ medical procedures
- Cashless treatment at government & private hospitals
- Pre and post-hospitalization expenses included
- Emergency care available across India
- No age limit – applicable to all family members
- Paperless admission process using the Ayushman Card
✔ Diseases Covered
- Cancer treatment
- Heart surgeries
- Organ-related diseases
- Accident trauma care
- Dialysis
- Knee & hip replacement
⚠ Diseases Not Covered
- Cosmetic surgeries
- Drug rehabilitation
- Non-medical charges
- OPD without hospitalization
Ayushman Card Eligibility Criteria
Millions of families listed in the SECC 2011 database are eligible. Here are the major categories:
- Families identified in SECC 2011 data
- Low-income households (as per government records)
- Homeless or landless families
- Domestic workers
- Rural labour class
- SC/ST households
- People registered under welfare boards
Documents Required for Ayushman Card
- Aadhaar Card (mandatory)
- Ration Card
- Mobile number
- Address proof
- Passport size photo
- Income certificate (if required)
Ayushman Card Hospital List 2025
You can check the updated hospital list on the official PMJAY website. Follow the steps below:
How to Check Ayushman Bharat Hospital List
- Visit the official PMJAY portal: (External Link)
- Click on “Hospital List”
- Select your state and district
- Choose government or private hospital
- Download or view full list
Sample Ayushman Hospital List (For Reference)
| Hospital Name | Type | City | Ayushman Coverage |
|---|---|---|---|
| ABC Multispecialty Hospital | Private | Ahmedabad | Yes |
| Government Civil Hospital | Government | Mumbai | Yes |
| Sunrise Healthcare | Private | Delhi | Yes |
How to Apply for Ayushman Card Online (Step-by-Step)
Step 1: Check Eligibility
Visit the PMJAY portal and enter your mobile number and captcha to check if your family is eligible.
Step 2: Submit Aadhaar Verification
Use Aadhaar OTP or biometric verification.
Step 3: Upload Documents
- Aadhaar
- Ration Card
- Photo
Step 4: Download Ayushman Card
Once approved, your card will be generated. Download and store it on your phone.
Comparison: Ayushman Card vs Other Schemes
| Feature | Ayushman Card | State Health Scheme |
|---|---|---|
| Coverage Amount | ₹5,00,000 | ₹1,00,000–₹2,00,000 |
| Hospital Type | Govt + Private | Mainly Govt |
| Cashless Treatment | Yes | Limited |
FAQ – Ayushman Card Benefits, Hospital List & Apply Process
1. Who is eligible for Ayushman Card?
Families listed in SECC 2011 data and low-income groups are eligible.
2. What is the Ayushman Card coverage limit?
It offers up to ₹5 lakh per family per year.
3. Is Ayushman Card valid in private hospitals?
Yes, thousands of private hospitals are empanelled.
4. How to check Ayushman hospital list?
Visit the PMJAY official website and select your state and district.
5. Can I apply for an Ayushman Card without Aadhaar?
No, Aadhaar is mandatory for registration.
6. Is there any age limit?
No age limit – all family members are covered.
7. How long does approval take?
Usually 1–7 days depending on verification.
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